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Insurance for Concessionaires & Vendors

Our A++ rated carrier considers indoor vendors, outdoor vendors, seasonal lots, tents and flea market/fair/show vendors including hot dog vendors, newsstands, mall kiosks, Christmas tree lots and more with competitive pricing up to 40 locations.

Target Risks: (Not limited to those below)

  • Risks with up to:
    • $5,000,000 in annual sales per account
    • $500,000 in annual sales per stand/truck
    • 40 stands or up to five trucks
  • Street vendors, flea or farmers market operations, kiosks, stands, tables, booths, food trucks, merchandise trucks, seasonal lots and tents
  • More than 60 classes of business, including the following most common classes:
    • Antiques
    • Beverages
    • Cosmetics
    • Electronics
    • Food trucks
    • Jewelry
    • Luggage and handbags
  • And more!

Ineligible for Online Quoting:

Please note we cannot offer coverage to the following:

  • Lease premises to othersuIs a franchisor
  • Operate inside an amphitheater, arena, ball park, concert hall, stadium or theatre with seating for more than 2,500
  • Located in AK, LA or WV

Coverages Available For Concessionaires/Vendors

  • Property values up to $3,000,000 in protection classes 1–8 (excluding wind and hail coverage)
    • Property values up to $1,000,000 in coastal zones
  • General liability up to $2,000,000 occurrence/$3,000,000 aggregate

Optional Coverage for Concessionaires/Vendors

  • Inland marine values up to $35,000 for stands and miscellaneous items
  • Ability to offer inland marine for scheduled and miscellaneous items on most classes
  • Ability to offer property and general liability coverage for warehouse and/or office locations
complete an applicationquote instantly onlinecall 888-845-6105 to phone quote


Claim Example for Concessionaires & Vendors

Concessionaires / Vendors woman holding Croissant

Bodily Injury - Food Vendors: A customer buys a hot dog from your stand. While eating the hot dog, the customer suddenly chips a tooth on something hard contained inside the hot dog. The customer incurs $700 in medical expenses and $6,000 in corrective dental expenses.

Bodily Injury - Seasonal Lots or Tents: Customers are within the premises you occupy choosing the perfect Christmas tree. A customer trips over an extension cord lying on the floor and sprains a knee. The customer incurs $1,200 in medical expenses for x-rays and $3,500 in lost wages.

Bodily Injury - Flea Market Vendors: You’re operating your booth at a flea market. Customers surround your booth to view merchandise. Your booth is suddenly knocked over by a strong gust of wind and a pole supporting your booth strikes a customer in the face causing a laceration. The individual incurs $1,100 in medical expenses, $12,000 for surgery to repair scar damage and $10,000 for mental anguish.

Theft: The day is over and your vending cart is stored for the evening. You awake to find it has been stolen. You will now need to spend $15,000 on a new cart and equipment.

Fire/Loss of Income: You receive a phone call awaking you from your sleep. There has been a fire in the warehouse that you lease and keep your most valuable merchandise. All merchandise is destroyed. Replacing your merchandise will cost $30,000. In addition, you will incur $4,000 in lost income while you are unable to continue operations due to this fire.

You must be an appointed Hull & Company retailer to use these programs. Quotes obtained via these programs will only be bound IF you are a previously appointed retailer with Hull. PRIOR TO BINDING, check with your branch to determine any and all applicable taxes and fees. If you need additional pricing considerations on any web quote received via these programs or if your submission is declined, please call your Hull & Company representative.