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Insurance for Laundromats

When it comes to laundromats, our "A++" rated carrier has designed coverage to clean the heaviest of stains. Don't get stuck in the spin cycle with the competition. Our businessowners policy for laundromats provides competitive pricing and excellent coverage.

Target Risks: (Not limited to those below)

  • Risks with revenues up to $3,000,000
  • Drive-in operations
  • Risks offering delivery services
  • Eligible classes include, but are not limited to:
    • Coin-operated, self-serve laundries
    • Dry cleaning stores
    • Dry cleaning receiving stations
    • Ability to consider new ventures
    • Ability to consider risks open 24 hours
    • Ability to consider risks with or without attendant
  • And more!

Ineligible for Online Quoting:

Please note we cannot offer coverage to the following:

  • Located in LA or WV
  • Machines that are not properly grounded to prevent electrical shock
  • Front loading washers without properly grounded functioning safety locks/latches
  • Dryers that do not automatically stop once the door is opened
  • Self-service dry-cleaning machines

Coverages Available For Laundromat

  • Coverage written on a preferred package
  • Property limits up to $3,000,000 available in most states (excluding wind and hail coverage in FL)
  • General liability coverage includes options for waiver of subrogation, and primary/non-contributory wording

Optional Coverage for Laundromat

  • Value Plus endorsement available, which includes signs, money and securities and more
  • Electronic data and interruption of computer operations coverage is available
  • Equipment breakdown coverage with food spoilage coverage included
complete an applicationquote instantly onlinecall 888-845-6105 to phone quote


Claim Example for Laundromats

Laundromats Multiple Washing Machines

Property: A customer broke several washing machine by overloading them. This caused $3,000 in business personal property damage.

General Liability: A customer of a laundromat was transferring their clothes from a washing machine to a dryer. The customer did not realize a water puddle had formed in front of another washing machine. The customer slipped and fell and broke his arm. A $5,000 medical expense was immediately paid to compensate the customer for their hospital visit and ambulance ride.

Automatic Businessowners coverages: The laundromat installed a bright neon sign above the front door in order to attract new business. During a heavy windstorm, the sign cracked, and a portion of it fell to the ground smashing into pieces.

Value Plus: An employee of the laundromat was going through tough financial times. They ‘forgot’ to turn on the alarm system when closing up for the night. No signs of break-in were evident. The store owner noticed sales figures were repeatedly lower when this employee closed the store for the night. Cash in the machines also was mysteriously low on these same nights. The insured notified the police, and also made an employee dishonesty claim, and a money and securities claim.

Equipment Breakdown: The piping within the hot water heater ruptured from over usage, causing the laundromat to have to shut down for 4 hours. An equipment breakdown claim was made.

You must be an appointed Hull & Company retailer to use these programs. Quotes obtained via these programs will only be bound IF you are a previously appointed retailer with Hull. PRIOR TO BINDING, check with your branch to determine any and all applicable taxes and fees. If you need additional pricing considerations on any web quote received via these programs or if your submission is declined, please call your Hull & Company representative.