Insurance for Truckers
This product can be written as either monoline general liability or package and is designed to accommodate the coverage and pricing needs of a wide variety of trucking risks.
Target Risks: (Not limited to those below)
- Risks with up to 20 trucks
- Eligible types of companies include, but are not limited to:
- Construction Equipment Haulers
- Express Companies
- Flatbed Trucking
- Produce Haulers
- Sand and Gravel Haulers
- And more!
Ineligible for Online Quoting:
Please note we cannot offer coverage to the following:
- Towing operations
- Hauling of hazardous material
- Owns a pit, mine or quarry
- Rents, leases or loans vehicles or equipment to others
- Hauls garbage, debris or refuse to dumps
- Appliance delivery or installation and residential and commercial movers
- Involved with the warehousing of goods for others
- Any mix-in-transit products, hot-mix asphalt, bulk sealant or bulk dry cement
- Risks located in AK, LA or WV
Coverages Available For Truckers
- General liability available up to $1,000,000/$3,000,000
Optional Coverage For Truckers
- Excess general liability up to $5,000,000
- Blanket waiver of subrogation available
- Blanket additional insured available
Claim Example for Truckers
Property Damage: A driver accidentally drops a wrench on a glass table while picking up tools causing $1,200 in property damage.
Bodily Injury: A driver accidentally leaves boxes/debris on the ground after delivering merchandise and someone else trips and falls over the items incurring $7,000 in medical bills and $750 in lost wages.
Property Damage: A driver accidentally delivers components into the wrong bin at a manufacturing business and leaves the premises. The manufacturer runs the components through the wrong machine and damages the line of products causing $2,700 in property damage.
Personal & Advertising Injury: A driver makes slanderous remarks to a store owner involving a product that he is delivering and the store owner stops buying the product from the manufacturer resulting in $2,100 in lost income.
Bodily Injury: A customer slip and falls at the insured’s premises, incurring $14,500 in medical bills and $1,000 in lost wages.