In-House Binding Authority

Commercial Lines

COVERAGE HIGHLIGHTS & AVAILABILITY FROM

OUR ADMITTED & SURPLUS LINES MARKETS

We have the authority to bind, issue, cancel, endorse, rewrite and renew policies on behalf of dozens of insurance carriers.

We act as a managing general agent and surplus lines broker for hundreds of specific product lines from financially sound admitted & excess surplus lines carriers.

MONOLINE GENERAL LIABILITY & PACKAGE POLICIES AVAILABLE

GL Limits up to

  • $5,000,000 Occurrence
  • $5,000,000 Aggregate
  • Minimum Premium $750

COASTAL SPECIALTY PROPERTY

  • Property including Wind / Hail up to $5,000,000 TIV any one location $10,000,000 TIV per policy
  • Property excluding Wind / Hail up to $10,000,000 TIV any one policy

We will consider most classes of business but are particularly interested in the following: Apartments, Day Cares, Dwellings, Executive Offices, Hotels / Motels / Medical Offices, Restaurants and Warehouses.

EXCESS LIABILITY

  • Up to $10,000,000 Limits
  • Minimum Premiums $500
  • Pricing starting at $500 per Million

We will consider most classes of business but are particularly interested in the following: Apartments, Artisan Contractors, Distributors/Wholesalers, Dwellings, General Contractors, Lessors Risk and Warehouses.

CLASSES

  • Apartments
  • Artisan Contractors
  • Distributors /Wholesalers
  • Dwellings
  • Childcare / Daycare
  • Churches
  • Condo Associations (Residential & Commercial)
  • Condo Unit Owners
  • Convenience Stores / Gas Stations
  • General Contractors
  • Homeowners Associations
  • Hotels/Motels
  • Lessors Risk
  • Mercantile Risks
  • Product Accounts
  • Restaurants
  • Vacant Land & Buildings
  • Warehouses

INLAND MARINE

GL Limits up to

  • $250,000 any one item and $1,000,000 per policy
  • Minimum Premiums $500

CLASSES

  • Accounts Receivable
  • Bailees Coverage
  • Builders Risk
    • Ground-Up Construction
    • Renovations
    • Multiple Term Options
  • Contractors Equipment
  • Computer Equipment
  • Commercial Fine Arts
  • Installation Coverage
  • Leased or Rented Equipment
  • Misc. Articles
  • Motor Truck Cargo
  • Signs
  • Trip Transit
  • Unmanned Aircraft Systems (Drones)
  • Valuable Papers