IN-HOUSE BINDING AUTHORITY

HOMEOWNERS & DWELLING FIRE w/Wind

• HO3
• HO4
• HO5
• HO6
• HO8
• DP3
• DP1

Coverages available for:

• 1-4 Family
• Corporately or Individually Owned Properties
• Low to High Value
• High Value Package Policies including PAF and Excess Flood
• Primary, Seasonal, Rentals, Builders Risk / Renovations, Vacant / Unoccupied, Secondary Rentals, Vacation Rentals
• High Profile Accounts (actors, sports figures, politicians)
• PC 1-10
• Premises Liability up to $100,000,000
• Multiple Construction Types
• Named Storm Deductible Available

PERSONAL UMBRELLAS & EXCESS LIABILITY

• Limits from $1,000,000 to $10,000,000
• LLCs, Estates & Trusts Accepted
• DUIs Accepted
• Youthful & Elderly Drivers Accepted

MONOLINE POLICIES AVAILABLE

• Limits up to $50,000,000
• Corporately Owned Properties
• Hobby Form Liability
• Premises / Personal / Excess Liability
• Excess Auto Physical Damage

PRIMARY/EXCESS FLOOD

• Stand Alone
• Package Policies

PERSONAL INLAND MARINE

Eligible classes of personal property:

• Cameras (Personal use only)
• Coins
• Collectibles
• Fine Art
• Furs
• Golf Carts
• Golfer’s Equipment
• Guns / Firearms
• Jewelry
• Musical Instruments (Personal use only)
• Silverware